IMPLEMENTASI FATWA DEWAN SYARIAH NASIONAL NOMOR. 03/DSN-MUI/IV/2000 TENTANG DEPOSITO (STUDI PADA BANK MUAMALAT INDONESIA CABANG PALU)
Abstract
Sharia banks in conducting business activities must be based on sharia principles. Based on the mandate
of Law Number. 21 of 2008 concerning Islamic Banking and BI Regulation Number. 6/24 / PBI / 2004 that
the DSN has the duty and authority to stipulate fatwas regarding products and services in the business
activities of Banks which carry out business activities based on Sharia principles. To ensure that the deposit
products at Bank Muamalat comply with the standards set by the DSN, a research was conducted at Bank
Muamalat Indonesia, the Palu branch. Deposit products at the Palu branch of Bank Muamalat Indonesia
use the Mudharabah Mutlaqah contract, where BMIs are given freedom in managing customer funds. Then
it is reviewed on the rules of the DSN-MUI Fatwa Number. 03 / DSN-MUI / IV / 2000 based on the 6-point
provision that must be implemented to achieve sharia principles. In its implementation, the mudharabah
time deposit product run by Bank Muamalat Indonesia, Palu branch has met these provisions. so the
product of mudharabah time deposits or deposits in the Palu branch of Bank Muamalat Indonesia is in
accordance with the fatwa.
By submitting an article manuscript, the author agrees to this policy. No special document approval is required.
- The author warrants that the article is original, written by a specific author, and has not yet been published. contains no illegal statements, authorizes the co-authors to enter into these agreements, does not infringe the rights of others, is subject to copyright owned solely by the author, Written permission to quote from other sources obtained from the authors that they are free from the rights of third parties;
- The author retains the copyright and grants initial publication rights to the journal, as well as licensing the work under the Creative Commons Attribution License. This allows others to share their work, crediting the authors of the work and their initial publication in this journal;
- Authors can distribute published articles by sharing the article link or DOI in the Tadayun: Jurnal Hukum Ekonomi Syariah. Authors may use articles for any legal purpose they deem necessary without written permission from the journal, with approval for initial publication in that journal;
- The author acknowledges that All articles published open access are immediately and such access will be free to view and download by anyone.
.png)
.png)
1.png)
_(1)1.png)
All articles in the Tadayun: Jurnal Hukum Ekonomi Syariah are licensed under a 