MANAJEMEN PENANGANAN PEMBIAYAAN BERMASALAH PRODUK AR-RUM BPKB
(Studi Kasus Di Pegadaian Unit Pelayanan Syariah Ronggolawe Kudus Pada Saat Pandemi Covid 19)
Abstract
Troubled financing is one of the risks that must be in every pawnshop because this risk is often also called credit risk. In the management of the handling of problematic financing of the BPKB AR-rum products already have a management dealer in dealing with loan problems in the customer. Whereas in the handling of financing the troubled Pawnshop of Ronggolawe Kudus Islamic services unit also has its own technique in developing systems to customers. Regarding factors, there are several factors in the management of financing handling in this study 1) internal factors 2) external factors.
Abstrak
Pembiayaan bermasalah termasuk suatu resiko yang seringkali dialami oleh berbagai Pegadaian, resiko ini biasa dikenal dengan resiko kredit. Pada manajemen penanganan pembiayaan bermasalah produk AR-RUM BPKB sudah mempunyai manajemen tersediri dalam menangani permasalahan kredit macet pada nasabah. Sedangkan dalam penanganannya pembiayaan bermasalah Pegadaian Unit Pelayanan Syariah Ronggolawe Kudus juga sudah mempunyai teknik tersendiri dalam menerpakan sistemnya ke nasabah. Terkait faktor, ada beberapa faktor dalam managemen penanganan pembiayaan yang ada di dalam penelitian ini 1) faktor internal 2) faktor eksternal.
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